Property lines pertain to the specific points where your land ends and your neighbours’ properties begin. Ideally, as a homeowner, you should be aware of where these boundary lines are. Here, being aware means not just relying on the fences surrounding your property; you must have, at least, a plat map to support your claims.
If you lost your copy or if you completely have no idea where your property lines are, better take steps to get this valuable information.
Why It’s Important To Know Your Property Lines
If you are going to sell your house, disclosing this information is something you are expected to do. Fact is, prior to purchasing your house, the buyer is most likely going to have the property surveyed . If the figures you’ve provided don’t match your buyer’s figures, you may be viewed as untrustworthy which in turn may cause the deal to fall apart.
Additionally, when selling your house, one of the major factors that’s going to determine its price is its total area. Knowing your property lines (and exact land area) allows you to come up with an accurate selling price for your property.
Even if you are not selling your property, it’s still essential to know your property lines. This is not just for you to know where you can and can’t erect structures; it’s also to safeguard yourself from insurance and legal problems.
Case in point, if you don’t know where these boundary lines are, people can easily hold you liable for injuries that they got in what they assumed is your territory. Unless you secure proof that where the accident happened is no longer your property, you may end up dispensing cash or fighting legal disputes.
Also, by not knowing your property lines, you run the risk of losing portions of it. For example, if your neighbours build structures within your property lines and you don’t question it (since you don’t know it’s on the land you own), they could eventually own this area because of the adverse possession law. Under this law, your neighbour can claim the rights to the property if he/she has occupied the land continuously for 12 years or more.
Additionally, even if the structure built by your neighbour crossed only a small portion of your land, this can still be a huge problem, especially if you are selling your property. This can make it difficult for you to secure insurance from a title company, thereby making your property difficult to sell.
Suffice it to say, by knowing your property lines you are not just protecting yourself but also your property as well as your heirs.
How To Know Your Property Lines
Now that you know the importance of knowing the boundary lines of your property, the next step is to find this information. So, what should you do to know where your property lines are?
The quickest way to know your property lines is to refer to your deed or home purchase records. This document bears pertinent information about your property, including descriptions of your property’s boundaries. Aside from your deed, you can also check your property survey. Typically given when a person purchases a house, this document also bears the property’s measurements and boundaries.
You can also hire a licensed surveyor, a professional who can measure and map your property. This option is highly recommended, especially if you are planning to sell your property. Apart from being licensed, your chosen surveyor should also have professional indemnity insurance to protect you should he/she commit mistakes. Aside from family and friends, your chosen estate agent in Ireland can suggests reputable surveyors you can hire for this project.
Another option is to check your county record’s office or assessor’s office. These offices are supposed to have records containing information about your property lines. You can secure copies of these documents or maps. Nowadays, some of these offices have online websites which contain tools as well as information which can help you identify your property lines.
Planning to sell your house in Ireland and need to know your property lines? Let our trusted and experienced estate agents help you. Call us now at 014959020.